I am surprised how quickly I forget what I spent money on, so using the notes helps to refresh my memory and makes it easy to reference later. Make sure to use the notes to explain specifically the expense. It is those sneaky, unplanned expenses that can really derail your budgeting plans. These may include rent or mortgage, utilities and estimated amounts for groceries or eating out.Ĭreate a Miscellaneous category (similar to what yo duo with the money envelope system) and include incidentals such as birthday or holiday gifts, or a car repair or anything else that you will pay for that doesn’t happen all the time.
When you create a monthly budget, include all of the regular, recurring expenses. Ready to dig deeper and tackle your budget for this year? Snag theģ1 Day Savvy Budget Planner. We know that once you start to use these, you won’t be able to resist staying organized and on track!
MONTHLY BUDGET PLANNER WORKSHEET FREE
You don’t need anything complicated – print this one page to help you get started.īe sure to take a look at our other free budgeting printables, so you can find others that work for every personal finance project. I knew exactly how much income I had and knew where all of my expenses were going. It is funny, but after a few months, I noticed that I stressed a lot less about money. It won’t take long before it gets to be a habit. It will take a little bit to get used to writing down all of your expenses.
If they are there, printed and ready to use, you will be more apt to use them. It will help you prepare for the next six months. So, let’s get started! I recommend you print at least six of these printables and place them in a binder. I would have hated to have paid those late fees! 💸 Setting up your Planner in a Binder I can’t tell you how many times I forgot about a bill until the prior month’s expenses log reminded me. Reminders | If you’re like me, you look at what you paid last month to remind yourself what you need to pay this month. Best of all, there is also a helpful section where you can include notes for every transaction. You’ll find it easy to add in your income, expenses and a date for everything that you’ve paid. Ask your personal financial question and get matched with a Certified Financial Advisor for free.Easy to Fill In | Filling it out is pretty simple – add your expected income, jot down your expenses, date due, whether it’s been paid yet ( you can fill this in throughout the month) and any helpful notes you may need.īeginner Friendly | It is beginner friendly which means super simple to follow when you are starting a new habit. The Savvy Ladies Free Financial Helpline is available to assist you and guide in with any questions you may have regarding budgeting, debt management, savings, investing. That way, you’ll make sure everything is accounted for.įilling the first column of your spreadsheet is taking the first step towards financial stability.Ĭheck out our Budgeting articles & webinars for more tips to successfully take control of your money.
If you don’t have the exact number for certain categories or items, feel free to use your best “guesstimate” until you have the actual information at hand. Enter each dollar amount in the corresponding category. If you pay bills using your credit card(s), you can identify many of your expenses from your monthly statements. Input the information to the best of your knowledge. The totals are automatically calculated, so you don’t have to calculate those. We have included the most popular items and categories, but you can add more by adding rows under each category.
MONTHLY BUDGET PLANNER WORKSHEET MAC
Instructions for using the budgeting worksheet spreadsheet: You can use Microsoft® Excel, Numbers on a Mac or online Google Sheets to edit the worksheet.
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